Citizens Holding Company

Fundamentals - Income Statement

  Year Ending Dec 2019 (Update) Year Ending Dec 2018 (Update) Year Ending Dec 2017 (Update) Year Ending Dec 2016 (Update) Year Ending Dec 2015 (Update)
Interest & Fees on Loans 24.65 20.24 18.73 19.01 20.04
Interest & Dividends on Investment Securities 9.80 10.92 11.50 10.97 10.83
Other Interest Income 0.91 0.19 0.27 0.19 0.09
Interest Income, Bank 35.36 31.36 30.50 30.17 30.96
Interest on Deposit 7.72 2.81 1.92 1.84 1.84
Interest on Other Borrowings 2.00 1.65 1.42 1.25 1.23
Total Interest Expense 9.72 4.46 3.34 3.10 3.08
Net Interest Income 25.64 26.90 27.16 27.07 27.89
Loan Loss Provision 0.57 0.33 -0.54 -0.07 0.56
Net Interest Income After Loan Loss Provision 25.07 26.57 27.71 27.14 27.33
Fees & Commissions from Operations 4.41 4.56 4.24 3.79 3.87
Insurance Commissions, Fees & Premiums 0.47 0.50 0.53 0.51 0.57
Fees for Other Customer Services 3.13 2.88 2.64 2.44 2.28
Investment Securities Gains 0.19 0.01 0.10 0.11 0.02
Other Revenue 1.54 0.65 0.79 0.84 1.59
Non-Interest Income, Bank 9.75 8.60 8.30 7.69 8.33
Labor & Related Expenses -14.88 -14.53 -14.77 -13.70 -13.30
Amortization of Intangibles -- -- -- -- --
Other Unusual Expense -- -- -- -- 0.00
Other Expense -12.68 -13.13 -13.45 -12.78 -12.30
Non-Interest Expense, Bank -27.56 -27.66 -28.23 -26.48 -25.59
Net Income Before Taxes 7.26 7.50 7.77 8.35 10.07
Income Tax – Total 1.35 0.83 1.51 1.61 2.48
Income After Tax 5.90 6.67 6.26 6.74 7.59
Net Income Before Extraordinary Items 5.90 6.67 6.26 6.74 7.59
Extraordinary Item 0.00 0.00 -2.56 -- --
Total Extraordinary Items 0.00 0.00 -2.56 -- --
Net Income 5.90 6.67 3.70 6.74 7.59
Income Available to Common Excluding Extraordinary Items 5.90 6.67 6.26 6.74 7.59
Income Available to Common Stocks Including Extraordinary Items 5.90 6.67 3.70 6.74 7.59
Basic Weighted Average Shares 5.06 4.89 4.88 4.87 4.87
Basic EPS Excluding Extraordinary Items 1.17 1.36 1.28 1.38 1.56
Basic EPS Including Extraordinary Items 1.17 1.36 0.76 1.38 1.56
Dilution Adjustment 0.03 0.00 -- -- --
Diluted Net Income 5.93 6.67 3.70 6.74 7.59
Diluted Weighted Average Shares 5.07 4.90 4.90 4.88 4.87
Diluted EPS Excluding Extraordinary Items 1.17 1.36 1.28 1.38 1.56
Diluted EPS Including Extraordinary Items 1.17 1.36 0.76 1.38 1.56
DPS - Common Stock Primary Issue 0.96 0.96 0.96 0.96 0.93
Gross Dividends - Common Stock 4.87 4.69 4.70 4.69 4.54
Total Special Items -- -- -- -- 0.00
Normalized Income Before Taxes 7.26 7.50 7.77 8.35 10.07
Effect of Special Items on Income Taxes -- -- -- -- 0.00
Income Taxes Excluding Impact of Special Items 1.35 0.83 1.51 1.61 2.48
Normalized Income After Taxes 5.90 6.67 6.26 6.74 7.59
Normalized Income Available to Common 5.90 6.67 6.26 6.74 7.59
Basic Normalized EPS 1.17 1.36 1.28 1.38 1.56
Diluted Normalized EPS 1.17 1.36 1.28 1.38 1.56
Amortization of Intangibles, Supplemental -- -- -- -- --
Depreciation, Supplemental 0.91 0.94 1.00 0.98 1.04
Rental Expense, Supplemental 0.39 0.08 0.11 0.12 0.11
Stock-Based Compensation, Supplemental 0.16 -- -- -- --
Advertising Expense, Supplemental 0.55 0.64 0.65 0.78 0.79
Audit-Related Fees, Supplemental -- 0.30 0.27 0.25 0.24
Audit-Related Fees -- 0.02 0.02 0.02 0.02
Tax Fees, Supplemental -- 0.06 0.11 0.02 0.03
All Other Fees Paid to Auditor, Supplemental -- 0.01 0.01 0.01 0.01
Pretax Margin 20.52 23.92 25.48 27.67 32.51
Effective Tax Rate 18.66 11.04 19.45 19.31 24.62
Net Profit Margin 16.69 21.28 20.53 22.33 24.51
Bank Total Revenue 35.39 35.50 35.46 34.76 36.22
Current Tax - Domestic 0.81 -0.18 -2.30 0.88 2.29
Current Tax - Local 0.09 0.04 -0.07 0.05 0.28
Current Tax - Total 0.90 -0.15 -2.37 0.94 2.57
Deferred Tax - Domestic -- -- -- 0.67 --
Deferred Tax - Other -- -- -- -- --
Deferred Tax - Total 0.46 0.97 3.89 -- -0.09
Deferred Tax - Total 0.46 0.97 3.89 0.67 -0.09
Income Tax - Total 1.35 0.83 1.51 1.61 2.48
Defined Contribution Expense - Domestic 0.78 0.78 0.73 0.70 0.68
Total Pension Expense 0.78 0.78 0.73 0.70 0.68
Net Interest Margin, Total -% 2.77 2.74 3.01 3.07 3.33
For a more complete picture of our financial results, please review our SEC Filings

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