|1.||Who is Citizens Holding Company's transfer agent and how does a registered shareholder contact the agent regarding account information?|
| ||Citizens Holding Company’s transfer agent is American Stock Transfer & Trust Company located at 59 Maiden Lane, New York, NY 10038.
|2.||Does Citizens Holding Company offer a dividend reinvestment program (DRIP) for its common stock shareholders?|
|3.||Does Citizens Holding Company offer Direct Deposit of common stock dividends?|
|4.||Does Citizens Holding Company offer a Direct Stock Purchase (DSP) program?|
| ||Citizens Holding Company offers a direct stock purchase to those shareholders enrolled in the dividend reinvestment program.|
|5.||When does Citizens Holding Company release earnings?|
| ||Citizens Holding Company generally releases earnings between the 21st and 27th day following the end of a quarter.|
|6.||When is Citizens Holding Company's Annual Shareholders’ Meeting?|
| ||Our annual stockholders meetings are held on the 4th Tuesday in April at 4:30 in the Main office of The Citizens Bank.|
|7.||When was the last stock split?|
| ||The last stock split was a three-for-two split on January 2, 2002.|
|8.||What was the closing price of Citizens Holding Company common stock on (specific date)?|
| ||On November 15, 2006 the closing price of Citizens Holding Company stock was $22.25. More information can be obtained on the Historical Price Lookup page under Stock Information.
|9.||How many employees does Citizens Holding Company have?|
| ||At December 31, 2005, Citizens Holding Company and its subsidiary, The Citizens Bank Of Philadelphia had 213 full time employees and 37 part time employees.
|10.||What is ticker symbol and CUSIP number for Citizens Holding Company common stock?
| ||The ticker symbol is CIZN and the CUSIP number is 174715102.|
|11.||What year was Citizens Holding Company incorporated and in what state?|
| ||Citizens Holding Company was incorporated on February 16, 1982 in the state of Mississippi.|
|12.||How can I get a copy of Citizens Holding Company annual report?|
| ||By contacting Robert T. Smith, Treasurer and CFO at 521 Main Street, Philadelphia, by phone at (601) 656-4692 or by e-mail at email@example.com.|
|13.||When was Citizens Holding Company's initial public offering?|
| ||No public offering was made, Citizens Holding Company listed only the shares they had outstanding.
|14.||What is Citizens Holding Company's trading symbol?|
|15.||Where is Citizens Holding Company's common stock traded?|
| ||NASDAQ Global Market|
|16.||Has Citizens Holding Company held any subsequent offerings?|
|17.||Which analysts currently follow Citizens Holding Company?
| ||FTN Midwest Research.|
|18.||What is the number of shares of common stock currently outstanding?
| ||5,020,228 shares at November 16, 2006.|
|19.||Who is Citizens Holding Company's outside legal counsel?|
| ||Phelps Dunbar, LLP.|
|20.||Who are Citizens Holding Company’s independent accountants?|
| ||HORNE LLP.|